Personal Protection

Personal Protection

Planning is your best protection

There are many reasons why you need a Personal Protection Plan

  • To protect your income if you are unable to work – bill payments, mortgage payments
  • To protect debt – mortgage payments, loan payments, family loans
  • To cover medical bills and have fast access to medical treatment

We work impartially with many of the major insurance providers in New Zealand to ensure we tailor a plan that works for you.

We also understand that our lives are evolving and ever-changing, so reviews of your protection plan are set regularly to make sure you have the right cover at the right time.

How can we help you? At the end of this process, you will have a robust Personal Protection Plan which will provide a framework for your intentions to be carried out in the event of:

Inability to work

There are several options to cover you if you are unable to work due to accident or illness. These include monthly sums to cover your income, mortgage payments & expenses, and lump sums for permanent disablement.

Enquire Now Inability to work

Serious illness

A lump sum payment that pays upon diagnosis of certain illnesses such as cancer, heart disease or stroke. This could be used for any purpose – paying off debt, covering medical costs, or taking time off work.

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Private medical treatment

Covers costs of specialist visits, investigations, hospitalisation, and surgery. This allows you to access treatment quickly with your selected private medical professional.

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A lump sum payment that pays upon your death. This could be used for any purpose - paying off debt, covering funeral/legal costs, or covering children’s education costs.

Enquire Now Death