Debt and Equity 

It is more likely that a planned process will provide the best outcome when dealing with these important and sometimes complex matters. 

        Debt     
            - Company
            - Shareholders

        Equity
            - Investors
            - Existing shareholders
            - Employees as new shareholders

Insurance  

For unplanned events such as death or disability, insurance is generally the most efficient method of funding.

The costs of funding what can be large sums at an unpredictable time can often be impractical unless insured.

 Devising an integrated agreement and insurance funding plan is a specialised role.